More Questions? 1-833-JoinCHM
We are NOT health insurance.
We are the first medical cost sharing ministry in America.
CHM serves members in all 50 states and around the world, having assisted our members with over $8 billion in medical bills.
Over 1 Million
Members Served in 40 Years
Over $8 Billion
In Medical Bills Shared
90 cents of every $1
Goes Directly to Help Other Members in Their Time of Need

“Joining CHM was a great decision. It drastically cut our family’s healthcare costs and we love knowing the leadership and staff have a heart to serve and minister to families.”

– David N.
Greenville, SC
How it Works
Confused about how health sharing works? CHM is a nonprofit through which members agree to voluntarily share each other’s medical bills.
Learn How
CHM members can select from one of four programs depending on what best fits their needs, offering freedom for healthcare solutions.
Our Programs
Ready to Become a Member?
We are ready to welcome you! Over 1 million people have trusted CHM as the affordable solution to meet their medical bills. Joining the Christian Healthcare Ministries community is easy and can happen anytime!
Join Today
Become a Member